An Informational Technology (IT) Liability policy is unique as it incorporates both Public Liability and Professional Indemnity covers into the one policy.
Historically issues have arisen within the IT industry due to the uncertainity of whether a claim should fall under a Public Liability policy which covers property damage and personal injury or whether it falls under a Professional Indemnity policy that covers financial loss.
To avoid such claims issues, Insurer's have developed an IT Policy to provide cover specific to the IT industry, limiting gaps in cover should there be separate policies. This cover is suitable both for companies and consultants.
IT roles that may be eligible for this product include but are not limited to:
Some issues which can arise where IT Liability can assist with cover includes:
Should you require any insurance advice or assistance or to obtain a free no obligation quote please complete our Enquiry Form or contact us on 08 8362 7841